I found some term life insurance rates on a website advertisement. I really was just curious if they were accurate or not. I thought that they may have been putting them low on the ad, just to get people to click on it. I decided that it did not hurt to see what the term life insurance rates would be for my wife and me. I was shocked to find out that we could really afford to purchase enough life insurance to pay off all of our debt, and cover our funeral costs if something happened to us.

My father had not ever checked into getting no medical term life insurance and when he passed away, it was very difficult for us kids to take care of his estate and pay for all of the hospital and funeral bills. We had to get his house sold very quickly and then pay for everything else from the proceeds from the sale. I think that we just covered everything.

If my father had planned ahead, he would have gotten no medical term life insurance and made sure that all of his affairs were in order prior to him passing on. I do not want to leave any kind of issues for my children to have to deal with when I pass on. I am getting term life insurance this week and planning for anything that may come my way.